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Family is extremely important to us. When you choose to raise your family in our community, we will be there for you now and for years to come. We’ll sit down with you and determine the goals you have for your family and help you put a plan in place to reach those goals. Whether it’s saving for your children’s’ education or saving towards retirement, we’ll be there for you. Check out some of the programs we have in place to help you and your family.

Money Market Account

Our Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

  • Must deposit $1,500 to open the account and maintain Minimum Daily Balance of only $1,500.00 to avoid a monthly service fee and to obtain the disclosed APY. $10.00 monthly service fee if requirement is not met.
  • Unlimited deposits and up to six preauthorized debits at no charge
  • Unlimited withdrawals when made in person or by ATM, mail or messenger at the bank
  • FREE On-line Banking and Telebank

 

Passbook Savings Account

  • No minimum balance to open the account
  • Minimum Daily Balance requirement of only $250.00 to avoid a $5.00 Quarterly fee.
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
  • Interest is compounded quarterly and paid quarterly

Transaction limitations: You may not make any transfers from this account to another account of yours  or to third parties by preauthorized, automatic, telephone transfer or similar order to third parties.
 

Statement Savings Account

  • No minimum balance to open the account
  • Minimum Daily Balance requirement of only $250.00 to avoid a $5.00 Quarterly fee.
  • Interest is compounded quarterly and paid quarterly
  • Statements conveniently combined with your monthly checking statement OR sent quarterly
  • Transfer funds as needed to your checking account with Telebank or FREE online banking1

1 Transaction limitations: Transfers from a Statement Savings account to another account or to a third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft or similar order to third parties are limited to six per month.  An excessive transaction fee applies for each item over transaction limits.  You may make unlimited ATM withdrawals, and unlimited withdrawals made in person at a teller window.

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

  • 6 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.

Interest rates vary depending on the term of the CD. Interest is calculated using the daily balance method. You may not make deposits into the account until the maturity date. Subject to early withdrawal penalties.  See CD for our renewal policy and your options on how interest is calculated and paid.

Home Equity Lines of Credit

Our home equity lines of credit can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:

  • Improving your home
  • Purchasing a vehicle
  • Paying off medical bills
  • Consolidating debt
  • Paying off a credit card balance while lowering your cost of borrowing

Give us a call or stop in today for more information.

Overdraft Protection

Products & Programs

  • Overdraft Protection Account—Allows you to cover the unexpected opportunity or the occasional overdraft
  • Flexible line amounts
  • Competitive interest rates
  • Requires Credit Approval

Please call us at 708-460-1100 or contact us for more information.

Auto Loans

Products & Programs

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles
  • Loan to value up to 100% for new and up to NADA loan value or Kelley Blue Book loan value for used

Please call 708-460-1100 and talk to one of our friendly Personal Bankers for more information.