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Kids

Summer

It is never too early to start helping your child develop a healthy respect for money and to help them develop some good financial habits. Encouraging children at an early age to start saving money can lead to some very good habits and attitudes about money that will help them through their lifetime. As your child grows so should their financial accounts. We’ve developed a suite of products from childhood to adulthood to help your child grow in their financial knowledge.

Junior Savers Club Account™

Our Junior Savers Club Account™ teaches children and young adults 18 and under the rewards of saving while making banking FUN!  This account may be opened with any amount, and there is in no minimum balance to maintain.

Features

  • NO minimum balance to open the account
  • NO minimum balance to maintain the account
  • NO monthly service charge

In addition to learning one of life's most valuable lessons, Junior Savers will receive:

  • A special bank book with identification as a Junior Savers Club member
  • Extra savings to be sure your account grows  
  • All regular account service charges are waived for Junior Savers 
  • A special Junior Saver Club bank to inspire daily at-home saving
  • Holiday goodies and fun activities for Junior Savers, including invites to special Junior Savers Club events and contests
  • Our exclusive "Trail Dollar" gift certificate program as a reward for saving your dollars and cents with us!

 

OUR TRAIL DOLLARS PARTNERS

Please click here to view a complete listing of our Trail Dollar partners.

Teaching kids how to save -- it's part of our commitment to keeping traditional community banking alive in our towns!

It's Easy To Open This Account

Ask a parent or guardian to bring you to any of our locations and see one of our friendly personal bankers. At account opening, child(ren) must be accompanied by a parent or guardian and present valid social security number(s).

MyCash Checking

For 16 to 18 year olds

  • $50 minimum deposit to open
  • NO minimum balance to maintain
  • NO monthly service charge
  • Joint account with one or both parents, so minor can make deposits and withdrawals
  • FREE first order of checks printed with our logo
  • Family Access Card (re-loadable) allows parents to make money available at their discretion, plus monitor and even block transactions
  • Mobile Alerts allow tracking of your teen's debit card activity
  • At account opening, child must be accompanied by a parent or guardian and present valid social security number  
  • 3 FREE out-of-network ATM transactions per month1

Please see a Personal Banker for details.



* The MyCash Checking account is designed for young adults 16-18 years of age. To be eligible for this account, parent must establish or currently have a checking account relationship with Old Plank Trail Community Bank.  Please see a personal banker for more details.

1. The bank does not charge its customers a monthly card usage fee. No transaction charge at any ATM in the Allpoint, Money Pass or Sum surcharge-free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed up to a limit of 3 per month. Reimbursement does not include the 1% International Services fee charged by MasterCard® for certain foreign transactions conducted outside the continental United States.

MyCash Savings

(for Ages 13 - 22)

  • NO minimum balance to open the account
  • NO minimum balance to maintain the account
  • NO monthly service charge
  • Joint account with one or both parents, so minor can make deposits and withdrawals
  • Family Debit Card (re-loadable) allows parents to make money available at their discretion, plus monitor and even block transactions
  • Mobile Alerts allow tracking of your teen's debit card activity
  •  Ask a parent or guardian to bring you to any of our locations and see one of our friendly personal bankers. At account opening, child(ren) must be accompanied by a parent or guardian and present valid social security number(s).

 


Young Adults

Students

As your children grow and become responsible young adults, their financial needs grow too. Help them learn more about financial responsibility by selecting some of the products below.

College Checking Account

We designed an account to help young adults handle their finances and provide peace of mind to parents.

Features and Benefits

  • FREE Checking Account with no minimum balance and no monthly fee1
  • NO ANNUAL FEE ATM or MasterCard debit card2
  • 3 FREE out-of-network ATM transactions per month3
  • NEW - our Family Card - a pre-paid debit card to help manage allowances and expenses
  • FREE imaged checks with CheckManager Plus®
  • FREE On-line Banking and Telebank
  • FREE Bill Pay
  • FREE Quicken and Microsoft Money download capabilities
  • Initial deposit of $50 required to open.
  • Intended for students age 18-23

See a Personal Banker for details.

 

1 Penalty fees, such as overdraft charges , and fees for special services may apply. ²Subject to age and other qualifications. See bank for details. 3The bank does not charge its customers a monthly card usage fee. No transaction charge at any ATM in the Allpoint, Money Pass or Sum surcharge-free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed up to a limit of 3 per month. Reimbursement does not include the 1% International Services fee charged by MasterCard® for certain foreign transactions conducted outside the continental United States.

Accounts that most of our customers like you choose

MasterCard Debit Card

Our MasterCard Debit Card provides the convenience of allowing you to draw from your account without the hassles of writing a check.

Simply use the card to pay for retail transactions wherever MasterCard is accepted. The card will automatically deduct the purchase from your checking account. And that transaction will be recorded on your monthly checking account statement. Now you can replace your current ATM card and checks with one easy-to-use card.

  • Features & Benefits
  • Direct access to your checking account wherever MasterCard is accepted
  • No check writing hassles
  • No additional identification may be required
  • No interest or finance charges apply
  • No PIN number needed on signature based transactions
  • Can be used instead of an ATM card at SUM and MoneyPass ATMs in the Chicagoland area
  • After Hours Toll Free phone number to report your card lost or stolen. Just call 1-800-236-2442 after our normal business hours.

It's Easy To Apply For This Card

Come into any of our convenient bank locations and see one of our friendly Personal Bankers.