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When you're just starting out, defining your financial goals can be difficult, just like reaching them. Defining your goals can be a process and they may change over time. We want to help you begin your financial journey, set goals and achieve them, whatever they may be. Check out some of our solutions below that are just right for those just starting out.

Traditional Checking

  • Initial deposit of $50 required to open
  • No limit to the number of checks that may be written per month and there are no charges per check written

See a Personal Banker for details.

Community NOW Account™

Whether you've just moved to the area or are a longtime resident, the Community NOW Account™ offers a whole bundle of benefits that have no fees. You can utilize some or all of the following benefits:

  • Initial deposit of $50 required to open
  • An interest bearing NOW Checking Account
  • No monthly service charge and no minimum monthly balance1
  • FREE first order of specialty checks
  • Checking, savings and CD balances go into one combined monthly statement
  • NO ANNUAL FEE ATM or Debit Card
  • Free access to Allpoint, SUM and MoneyPass ATMs in the Chicagoland area5
  • NO ANNUAL FEE Credit Card2
  • FREE 3" x 5" Safe Deposit Box for 1 Year4
  • FREE imaged checks with CheckManager Plus®
  • FREE on-line banking and telebanking
  • FREE bill pay
  • FREE Quicken and Microsoft Money download capabilities
  • No FEE Traveler's Checks, Money Orders and Cashier's Checks
  • NO ANNUAL FEE Overdraft Protection2
  • 1/4% discount on installment loans with auto-debit
  • Low rates on Home Equity Lines of credit.3

Please see a Personal Banker for details.

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Overdraft protection also available.

1 Penalty fees, such as overdraft charges, and fees for special services may apply. 2 Subject to approval. 3 Please call the bank for disclosure on this product. 4 Or the equivalent toward a larger box. 5No transaction charge at any of our affiliated ATMs. Other banks may impose ATM surcharges at their machines.

Money Market Account

Our Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

  • Minimum Daily Balance of only $1,500.00 to avoid a monthly service fee. $10.00 monthly service fee if requirement is not met.
  • Higher interest rates than a typical Savings Account
  • Unlimited deposits and up to six preauthorized debits at no charge
  • Unlimited withdrawals when made in person or by ATM, mail or messenger at the bank
  • FREE On-line Banking and Telebank

 

Passbook Savings Account

  • No minimum balance to open the account
  • Minimum Daily Balance requirement of only $250.00 to avoid a $5.00 Quarterly fee.
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
  • Interest is compounded and paid quarterly

Statement Savings Account

  • No minimum balance to open the account
  • Minimum Daily Balance requirement of only $250.00 to avoid a $5.00 Quarterly fee.
  • Interest is compounded and paid quarterly
  • Statements conveniently combined with your monthly checking statement OR sent quarterly
  • Transfer funds as needed to your checking account with Telebank or FREE online banking

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

  • 6 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.

 

 

Overdraft Protection

Products & Programs

  • Overdraft Protection Account—Allows you to cover the unexpected opportunity or the occasional overdraft
  • Flexible line amounts
  • Competitive interest rates
  • Requires Credit Approval

Please call us at 708-460-1100 or contact us for more information.

Auto Loans

Products & Programs

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles
  • Loan to value up to 100% for new and up to NADA loan value or Kelley Blue Book loan value for used

Please call 708-460-1100 and talk to one of our friendly Personal Bankers for more information.