(for Ages 13 and Up)

• NO minimum balance to open the account
• NO minimum balance to maintain the account
• NO monthly service charge
• Joint account with one or both parents, so minor can make deposits and withdrawals
• Family Debit Card (re-loadable) allows parents to make money available at their discretion, plus monitor and even block transactions
• Mobile Alerts allow tracking of your teen's debit card activity
•  Ask a parent or guardian to bring you to any of our locations and see one of our friendly personal bankers. At account opening, child(ren) must be accompanied by a parent or guardian and present valid social security number(s).

Our Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

• Minimum Daily Balance of only $1,500.00 to avoid a monthly service fee
• Higher interest rates than a typical Savings Account
• Unlimited deposits and up to six preauthorized debits at no charge
• Unlimited withdrawals when made in person or by ATM, mail or messenger at the bank
• FREE On-line Banking and Telebank

• No minimum balance to open the account
• Minimum Daily Balance requirement of only $250.00 to avoid a $5.00 Quarterly fee.
• You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
• Interest is compounded and paid quarterly

• No minimum balance to open the account
• Minimum Daily Balance requirement of only $250.00 to avoid a $5.00 Quarterly fee.
• Interest is compounded and paid quarterly
• Statements conveniently combined with your monthly checking statement OR sent quarterly
• Transfer funds as needed to your checking account with Telebank or FREE online banking with up to six preauthorized debits per month at no charge. 
• Savings transfer overdraft protection at only $5.00 per transfer

Our Junior Savers Club Account™ teaches children and young adults 18 and under the rewards of saving while making banking FUN!  This account may be opened with any amount, and there is in no minimum balance to maintain.

Features

• NO minimum balance to open the account
• NO minimum balance to maintain the account
• NO monthly service charge

In addition to learning one of life's most valuable lessons, Junior Savers will receive:

• A special bank book with identification as a Junior Savers Club member
• Extra savings to be sure your account grows  
  • All regular account service charges are waived for Junior Savers 
• A special Junior Saver Club bank to inspire daily at-home saving
• A newsletter with puzzles, activities and news you can use about Bank events.  Click here to see the latest issue!
• Holiday goodies and fun activities for Junior Savers, including invites to special Junior Savers Club events and contests
• Our exclusive "Trail Dollar" gift certificate program as a reward for saving your dollars and cents with us!

OUR TRAIL DOLLARS PARTNERS

Old Plank Trail Community Bank Trail Dollars may be redeemed at these cooperating local merchants (Redemption limit of 3 Trail Dollars per visit, please):

IN FRANKFORT

Culver's Frozen Custard and ButterBurgers, 20592 S. LaGrange Road

Empire Books, 625 N. LaGrange Rd.(in the Walt's plaza)

Kernel Sweetooth, 11 S. White St.

Mickey's Gyros, 63 W. Bankview Dr.

Paradise Smoothie, 19816 S. Harlem Ave.

Parmesan's Wood Stone Pizza, 10235 Lincoln Hwy

IN NEW LENOX

AJ's Hotdogs, 342 W. Maple St.

Laraway Lanes Bowling Center, 1009 W. Laraway Rd.

Original Little Joe's Pizza & Restaurante, 1300 N. Cedar Rd. (also 7976 W. 167th St, Tinley Park)

Paradise Smoothie, 1938 E. Lincoln Highway

Ranch Frostie, 1259 N. Cedar Rd.  

Teaching kids how to save -- it's part of our commitment to keeping traditional community banking alive in our towns!

It's Easy To Open This Account

Ask a parent or guardian to bring you to any of our locations and see one of our friendly personal bankers. At account opening, child(ren) must be accompanied by a parent or guardian and present valid social security number(s).